3 Easy Steps to Home Ownership

You don't have to be a mortgage expert to know where to begin. At Towne Mortgage of the Carolinas, we give you the resources to make your home financing experience a success. Whether you are looking to buy your first home, upsize or downsize your current home, or refinance, the mortgage experts at Towne Mortgage know how to get you started.

3 Easy Steps to Home Ownership

  1. Talk to a Towne Mortgage of the Carolinas Loan Officer
    Find out about the loan products, rates, and pricing that are available for your specific situation
  2. Pre-qualify for a Mortgage
    Once you know how much home you can afford, home shopping becomes a much easier process! 
  3. Apply Online
    When you have your property selected, it's time to complete the full loan application required by law. This will ask all of the detailed information that a loan officer needs to qualify you for a specific program.

We invite you to get started today with all of the mortgage tools you need at your fingertips. However, our personal touch is never more than a phone call away. Get started with on of our highly experienced Lending Managers. Our experience will make your experience better! 

Matthew Downing BROKER

We are pleased to welcome Matthew Downing back to the Ida Terbet group. For 5 years he has pursued and succeeded in various other real estate ventures. Matt and his wife, Dr. Lori Downing, moved to Raleigh in 2001 but Matt considers himself a North Carolina native having lived in both Wilmington and Hendersonville as a child. Matt was raised in his early years in Wilmington and recalls his time along the N.C. coast fondly. His family relocated to Hendersonville, North Carolina while he was in elementary school. His father, Reverend LaRue Downing, worked at Kanuga, an Episcopal conference center in western North Carolina. Matt loves to brag about his first …

  • Direct: 919.250.8507
  • Cell: 919.250.8507
  • Fax: 919.573.8295
  • Email: downingm@hpw.com

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Realtor® Equal Housing Opportunity